Restructure your vehicle finance

with Vehicle Refinance Hub

Struggling with vehicle payments or high interest? Vehicle Refinance Hub offers tailored refinancing to lower rates, adjust terms, and ease your finances.

REQUIREMENTS

Find out more

Enquiry Quote

Sorry — based on 0–35 months, the banks generally only consider refinance from 36+ months onwards. Please check back later or message us if you’re unsure.

  • If you are blacklisted, under debt review, or have active judgments, we cannot assist!
  • You must be creditworthy!
  • This is vehicle refinance only — not personal loans
  • No in‑house finance is offered. - All applications are subject to bank credit checks.

NO DEBT REVIEW APPLICANTS

When you restructure your vehicle finance with us, you have several options to benefit:

Lower Your Monthly Payments: By securing a lower interest rate, you can significantly reduce your monthly installments, freeing up valuable cash flow for other essential expenses.

Shorten Your Repayment Period: Opt to reduce the term of your finance while keeping your monthly payments the same. This allows you to pay off your vehicle faster, saving you money on interest in the long run.

Extend Your Repayment Term: If you prefer to further reduce your monthly payments, you can choose to extend the repayment period. This option eases the financial burden, making your installments more affordable.

Let us help you explore one of these refinancing options and find the best solution to restructure your vehicle refinance.

Example of Financial Benefits

Michelle purchased a Suzuki Swift in 2022 for R196,935, financed over 72 months at a 14.4% interest rate, with a monthly installment of R4,100. After some time, she decided to refinance the remaining settlement amount of R140,694 at a 13% interest rate, over a new 72-month term. This brought her monthly installment down to R2,800, saving her R1,300 every month.

At Vehicle Refinance Hub, we can help you restructure your vehicle refinance just like Michelle, creating a repayment plan that fits your needs. Take control of your finances today and explore the benefits of refinancing with us.

What our clients say about us

Credit Providers We Work With

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