Skip to content

Your Drive, Our Priority. Refinance with Ease!

Who Can Apply
About
Contact

Balloon Payment Finance
Private Finance
Refinance
Restructure Vehicle Finance
Calculator

APPLY NOW

Unlock Cash with Vehicle Refinance Hub

Application Form

Contact

🔒 Please answer truthfully and to the best of your knowledge — any false declarations may impact your eligibility or delay your application

I Confirm the following:

I do not have any other current application pending for debt restructuring or alleviation

I have not previously applied for a debt re-arrangement

I am in possession of the original ID & Drivers

I have a valid ID document

I am not subject to an administration order

I have never been declared mentally unfit by court

I do not have any debt re-arrangement in existence

I am not under sequestration

I am not under Debt Review

I have a valid Drivers License

I am not a minor

Supporting Documents

Application processing requires complete documentation.

Supporting Documents

Required Supporting Documents

Application processing requires complete documentation.

Please ensure all documents are clear and legible. Blurry files may delay your application.

1️⃣ SA ID & Driver’s Licence

Clear copies (front and back)

2️⃣ Vehicle Details

VIN Number (found on the licence disc)
If paid off: Copy of Registration Document (NATIS)
If still under finance: Latest Settlement Letter (we can help request this)

3️⃣ Income Documents

3 Months’ Payslips
3 Months’ Bank Statements (PDF format only)

4️⃣Proof of Address

Not older than 3 months
Showing the same address as on this application form

4️⃣ Self-Employed Applicants

Registered business: 3 months’ business bank statements + CIPC registration
Sole proprietor: 3 months’ personal bank statements
Banks may request additional info like management accounts

✅ Only roadworthy vehicles can qualify for refinancing.

📤 Please send your documents to:
📧 info@vehiclerefinancehub.co.za
📱 071 62 444 64 on WhatsApp

📌 Avoid Multiple Applications
Banks can see your full application history.
Each one runs a credit check — this shows on your profile and may hurt your outcome.
We work with all major banks to find your best deal.

File Upload or via WhatsApp and or email📧

Choose File

Max Upload limit of 10MB - File size limit = 10 Files

Password to open statements and payslips

Personal Info

Race/Ethnic Group

White

Asian

Indian

Coloured

Black

First Name

As per your ID Document

Middle Name

Last Name

As per your ID Document

Identity Number

App Email

Phone/Mobile

This Number should be linked to your Main Bank Account

Finance Details

Finance is for:

The vehicle still under finance?

Yes

No

How many months have you paid on this agreement already?

0-35

36+

Sorry — based on 0–35 months, the banks generally only consider refinance from 36+ months onwards. Please check back later or message us if you’re unsure.

Age of the current finance agreements (If financed)

How long have you been paying the agreement or what is left of the original term

Amount required

Over and above your settlement amount!

Current Monthly Installment

Expected new installment?

Where is your vehicle financed?

Settlement amount

If you dont know the settlement amount just type a ➡️0️⃣

Account Number

If you dont know the Account Number just type a ➡️0️⃣

Current interest rate %

Type "0" if unsure

Vehicle Details

Vehicle Make

Toyota, Ford, VW, Mercedes, BMW, Gypsey, Sprite, Jurgens, Bush-Lapa

Vehicle Model. Full Description of the asset

XL, XLS, XLT, SPORT, MSPORT, S-LINE, Raider, S-Tronic, Corolla Cross, Hilux, P9, AMG

Vehicle Year Model

2012, 2015, 2019, 2022, 2024

Engine Displacement cc

Kilometers

Are you in possession of the original registration document?

Vehicles paid in full only

Body Type

Fuel Type

Vehicle colour

Vehicle Service History Yes / No

Spouses Details

No Spouse will be contacted!

Marital Status

First Name

Last Name

Spouses Mobile Number

Wedding Date

dd/mm/yyyy Married ANC & COP

Spouses ID Number

Prominently Influential Persons PIP Information

Are you a public official in a position of authority?

Yes

No

Address Details

Physical Address

Address Line 1

Address Line 2

City

Province

Postal / Street Code

How long have you resided here?

05Years 02Months = 0502

Is your postal address different to your physical address?

Postal Address

Address Line 1

Address Line 2

City

Province

Postal Code

Residential Status

Banks will pick-up Bonds in your name

Bond 1 Amount Outstanding

Bond 2 Amount Outstanding

Bond 3 Amount Outstanding

Bond 4 Amount Outstanding

Bond 5 Amount Outstanding

How many Bonds do you have

Banks will pick-up Bonds in your name

Which bank/s is the bond/s with?

Different banks please list them here

Is this a Joint Bond

Your percentage

Property Value

Employment Details

Are you a Graduate?

When does the contract term expire

Industry

Employer Name (Please capture exactly as per payslip)

Employment Type

Job Title

Department

Work Landline/Mobile Number

Employer Address

Address Line 1

Address Line 2

City

Province

Country

Period Employed at current employer (mm/yy)

Income

Type a ➡️0⬅️ if not applicable

The net salary shown on your payslip must correspond exactly with the deposit on your bank statement.

Gross - Including ALL overtime, allowances and commissions

Net salary INCL. COMMISSION & OVERTIME

Source of extra income

Explain shortly

Other Income (Proof Required) like Bank statements

Extra income must be verifiable through bank statements. Cash payments cannot be accepted.

Average Monthly Commission (Inc in Gross)

Do you earn extra income

Yes

No

💡 Extra income must be proven — or it won’t count.

Expenses

Type ➡️0⬅️ if not applicable

If a deduction is done from your Salary directly do not list it here again.

If it is on Credit please add the expense/s below, banks will pick it up!

Monthly installments Only!

Bond or Rent

Water and Electricity

Vehicle Instalments

Not for the vehicle in question.

Personal loan instalment/s

Monthly instalment only

Credit cards instalment/s

Furniture instalment/s

Clothing acc instalment/s

Overdraft

Policies & Insurance

Phone Costs (Prepaid or Contract )

Transport Costs (Fuel, Tollgates, Vehicle repairs)

Food, Entertainment and Groceries

Education Costs

Child Maintenance

Household Expenses (Incl. Repairs, etc)

Next of Kin

NB! This is a friend or relative not living with you at the same address

First Name of Relative

Last Name of Relative

Relationship to you

Contact Number

Address of Next of Kin

Address Line 1

Address Line 2

City

Province

Banking Details

Bank

Account Number 1

Secondary Account Number (If available)

Account Type

Credit Providers We Work With

What our clients say about us:

Credit Providers We Work With

At Vehicle Refinance Hub, we specialize in making vehicle refinancing simple and stress-free. Whether you’re looking to unlock cash from your vehicle, restructure your existing loan, or explore private financing options, our team is here to help.

Explore

Restructure Finance
Refinance
Balloon Finance
Private Finance
FAQ
Privacy Policy

Contact Us

071 62 444 64
Send us an Email
PRETORIA | GAUTENG

Facebook Instagram

Home
Why Choose Vehicle Refinance Hub
Balloon Payment Finance
Private Finance
Refinance
Restructure Vehicle Finance
Eligibility
Calculator
Contact

APPLY NOW

Scroll to Top