See How Much You Could Save with Vehicle Refinance

Use our free refinance calculator to estimate your potential savings, monthly payment, and total interest — before you apply.

Loan Refinance Calculator

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Enquiry Quote

First Name

Last Name

WhatsApp Number

ID Number

Services Interested In

How many months have you paid on this agreement already?

0-35

36+

Sorry — based on 0–35 months, the banks generally only consider refinance from 36+ months onwards. Please check back later or message us if you’re unsure.

Financed Bank Currently

Current Settlement Value

Currently in arrears?

Yes

Vehicle Year Model

If you are blacklisted, under debt review, or have active judgments, we cannot assist
You must be creditworthy
This is vehicle refinance only — not personal loans
No in‑house finance is offered. - All applications are subject to bank credit checks.

By submitting this form, you consent to Vehicle Refinance Hub processing your personal information for the purpose of providing the requested services and acknowledge that you have read and accepted our privacy policy.

Need Help? Check Our FAQs

What is vehicle refinancing?

Vehicle refinancing involves replacing your existing auto loan with a new one, usually with different terms. This can help you lower your monthly payments, secure a better interest rate, or unlock equity in your vehicle by getting cash out.

How does the refinancing process work?

The refinancing process starts with an application where you provide details about your current loan and vehicle. We then assess your situation and offer you new loan terms. Once approved, the new loan pays off your existing one, and you begin making payments under the new terms.

Can I refinance if I still owe money on my vehicle?

Yes, you can refinance even if you still owe money on your vehicle. The new loan will pay off your existing loan, and you’ll begin making payments under the new loan terms.

What types of vehicles can I refinance?

At Vehicle Refinance Hub, we offer refinancing options for a wide range of vehicles, including cars, caravans, motorcycles, and camping trailers.

How do I know if refinancing is right for me?

Refinancing could be right for you if you’re looking to lower your monthly payments, get a better interest rate, or unlock equity in your vehicle. Our team can help you assess your situation and determine if refinancing is a good fit.