About Vehicle Refinance Hub
Vehicle Refinance Specialists — Why Choose Vehicle Refinance Hub?
More than 12 years in vehicle finance. One application. You keep your car.
✓ All major South African finance houses
✓ You pay nothing upfront
✓ Creditworthy applicants only — credit checks apply
★★★★★
5.0 on Google · 90+ reviews
NO DEBT REVIEW APPLICANTS · NO ACTIVE JUDGMENTS · CREDITWORTHY INDIVIDUALS
Why choose Vehicle Refinance Hub?
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More than 12 years in vehicle finance
We have arranged vehicle finance for more than 12 years. As vehicle refinance specialists, we know what each bank looks for and submit complete applications.
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Normal bank finance
Your finance goes through South Africa's major banks and finance houses. It is asset finance at standard asset rates. Not a personal loan or a pawn scheme.
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One application, the best offer
You apply once. We submit it for you and bring back the best offer.
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You keep your car
Your vehicle stays with you from start to finish. You keep driving it while we work.
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Paperwork handled
We handle the paperwork with the bank, from application to handover.
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Clear communication
You always know the next step. We tell you what we need, and we do our due diligence before anything is signed.
Who we help
As vehicle refinance specialists, we work with creditworthy individuals and business owners across South Africa. Vehicle in your company's name? That's fine too.
Refinance a paid-off car
Release the cash equity in your paid-off car and keep driving it.
Refinance & cash out →
Restructure vehicle finance
Lower your car instalment if you are around 36 months into your agreement.
Lower my instalment →
Balloon payment refinance
Turn the lump sum into a monthly instalment you can plan for.
Refinance my balloon →
Private vehicle finance
Bank finance for a car you buy from a private seller.
Finance my private buy →
Do you qualify?
✓ Clear credit record with no judgments
✓ Credit score of 620 or higher
✓ No vehicle repossessions
✓ Not under debt review, and not applied for it
✓ Minimum monthly income of R8,500
✓ Vehicle 2010 model or newer, in roadworthy condition
You pay nothing upfront. Creditworthy applicants only — credit checks apply.
Based in Gauteng, serving clients nationwide
We are based in Gauteng. Your application, documents and quote are handled online and by phone, so we help clients in every province. Call or WhatsApp 071 624 4464.
